Buy what you love... pay how you like.

Want a new light but strapped for cash? Buy now and pay later with two different (interest free) payment options from Klarna and houseof

smooth shopping with klarna

How to pay with Klarna.

All you need to pay with Klarna is a UK bank account, a UK residential address and to be over 18. Klarna offers two different (interest free) payment options:

frequently asked questions
Pay in 30

#1 pay in 30 days.

Once your order has been confirmed, you’ll have 30 days to pay Klarna but your order will be dispatched straight away. Don't worry you’ll get a reminder before any payment is due.

Pay later in 3

#2 pay over 60 days.

Split your purchase into 3 equal payments. The first will be taken when you place your order. The next two payments will be automatically charged after 30 and 60 days.

the Klarna app

Keep track on the app.

There’s zero interest, fees or late-payment charges to worry about and you can track your purchases, make payments, even snooze a transaction for 10 days, all in the Klarna app*.

Pick your product, pick your klarna payment option and you’re done. Easy.

Klarna is one of Europe’s largest banks where you can buy now and pay later. Over 45 million customers use Klarna Pay Later at over 65,000 online stores.

Once your order has been confirmed, you’ll receive an email from Klarna with payment instructions within 48 hours.

Once you have received your order you can complete the payment online, at your convenience, with no extra cost. You can pay via credit or debit card at www.klarna.com/uk or on the Klarna app. You'll get notifications whenever your payments are due or collected.

You do not have to setup a Klarna account but to pay later with Klarna, you will need to provide the details requested in the checkout process including your mobile number (as they may need to contact you) and your email address so that they can send you your payment statements.

It’s important that you provide the correct details, as you won’t receive the relevant payment information and you might be liable for any delayed payment fees.

No. Neither Klarna or houseof run credit searches against you that could impact your credit rating. Klarna may run enquiries, however these will not affect your credit score.

Klarna will cancel the statement once your order has been cancelled. If you return your order, a refund will be processed once it arrives back at our warehouse, and Klarna will then refund any payments you have already made. If you return any items from your order, your Klarna statement and payment schedule will be updated accordingly.

To help you pay on time, you’ll be sent a reminder email two days before any payment is due – and, if very late, we’ll also send you a text or letter. Please note, your credit score will be affected if you don’t pay Klarna for your order.

In order to be approved for Pay later with Klarna, you need to be 18 years of age or over, provide an accurate date of birth and a UK billing address, as well as having a UK bank account and a good credit standing.

Klarna payments are subject to your financial circumstances. If Klarna have rejected your application to pay on account. We'd recommend choosing another type of payment or placing an order for a smaller amount.

Klarna may not have been able to check your details using the billing address that you've provided. You need to make sure that your billing address is the same address that your bank/credit cards are registered to. If you haven't paid with Klarna before and your billing and shipping addresses are different, your application may be declined.

You may have outstanding payments on previous Klarna statements. If you have recently paid off an outstanding statement, please allow 24 hours before trying to pay through Klarna again.

You may have missed a required field in the checkout process.

*Terms apply. Please note, your credit score will be affected if you fail to pay any or all of your Klarna instalments. Please note that Klarna is an independent payment company and houseof has no influence over whether your payment with Klarna is accepted or not. If you have any trouble with your order, please contact Klarna Customer Service.